
Estonia
Euro-area digital state; A+ rating, 22% rent/CGT, Tallinn yields 4.2–4.8%
Currency Risk
EUR
i UK investors: Non-dom status abolished April 2025. CGT on overseas property raised to 24%. Check relevant DTA treaties.
* Exchange rates shown for illustration only, based on ECB mid-market rate. Actual transactions may be subject to conversion fees.
✅ Strengths
- ▸Clean EU digital-administration market
- ▸Tallinn carries most institutional depth
- ▸Secondary yields reach high single digits
⚠ Risks
- ▸Small tenant pools and thin exit liquidity
- ▸Bank conservatism for foreign buyers
- ▸Regional geopolitical headlines matter
CASABROVA Verdict
Estonia is administratively clean but small. The opportunity is real only where exit liquidity and bank appetite are not assumed.
UK: CASABROVA Score 75.9 (rank #3) for this profile.
Recommended Strategy
Use Tallinn for depth and Tartu for education-led demand. Treat Narva/Kohtla-Jarve yields as specialist, liquidity-sensitive plays.
Based on CASABROVA Waves 1–8, Q1 2026. Not financial or legal advice.